Travel Insurance

We ask that all travellers are insured. You can purchase our recommended policy or you may have annual or another suitable insurance. A unique feature of the McCabe recommended policy is that you will not need to call a medical help line to discuss health issues. Most pre-existing health conditions are covered as long as your doctor agrees that you are fit to travel.


We have joined forces with Global Travel Insurance Services Ltd to arrange a holiday insurance policy specially designed with our holidays in mind. This policy is insured by ETI – InternationalTravel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are Licensed by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – and approved by the Financial Conduct Authority to undertake insurance business in the UK.

We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Intana Global. The following is a brief summary of the cover available. Full details of the cover, conditions and exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.

Section of cover

Maximum Sums Insured and /
or Benefits per person

Maximum Excess per Person

Cancellation £3,000 (increased to £5,000 upon payment of the appropriate premium)
  • £50 (£100 if claim caused by a pre-existing medical condition) Loss of Deposit
  • £100 (£200 if claims caused by a pre-existing medical condition) Cancellation
Travel Delay (Non-UK)
  • £60 Travel Delay
  • £3,000 (increased to £5,000 upon payment of the appropriate premium) Holiday Abandonment
  • Nil Travel Delay
  • £50 Holiday Abandonment
Missed Departure (Non-UK) £500 Nil
Personal Accident £15,000 (subject to age) Nil
Medical & Other Expenses (Including Curtailment £5,000,000
  • £150 (£1,000 if claim caused by a pre-existing medical condition) Medical Expenses
  • £100 (£200 if claim caused by a pre-existing medical condition) Curtailment
Hospital Benefit (Non-UK) £300 (£15 per day) Nil
Baggage & Personal Money £2,000 Baggage / £500 Personal Money / £75 Delayed Baggage
  • Nil Delayed Baggage
  • £50 Baggage & Personal Money
Loss of Passport and / or Visa Expenses £200 Nil
Personal Liability £2,000,000 £250
Legal Expenses £25,000 Nil

A special feature of this policy is that you only need to declare your pre-existing medical conditions if you are travelling to North America, South America or the Caribbean. If you are you will need to call Mediscreen on 0344 892 1698. Otherwise the Special Conditions of this policy are as follows:

1. No trip is booked or undertaken against medical advice or for the purpose of obtaining medical treatment.

2.If your health changes after the start date of your policy you must contact us to make sure that your cover is not affected.

3.If you have a medical condition, you must obtain at least verbal confirmation from your medical practitioner that there is no reason why you should not travel

4.If you already suffer from or have a history of any medical condition and have to make a claim under Sections 1 or 5 arising from the medical condition, the standard level of policy excess is increased as follows:

  1. The excess under Section 1 and Section 5 (curtailment only) is doubled.
  2. The excess under Section 5 is increased to £1,000 (excluding curtailment).

You must also refer to What is Not Covered in Sections 1, 4 and 5.

This policy is only available to residents of the United Kingdom. The definition of residents of the United Kingdom is any person who is staying in or has lived in the United Kingdom for more than 12-months, or if studying or working in the United Kingdom for more than 6-months.

McCabe Travel Ltd is an Appointed Representative of Global Travel Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority (their firm reference is 305686) and which is permitted to advise and arrange general insurance contracts.

Our status can be checked on the Financial Conduct Authority Register by visiting or calling 0845 606 9966.


For 2019 departures

Click here to download the insurance policy

Click here to download our covering letter

Insurance Product Information Document

Click here to download the IPID – This is an important document to be issued alongside the above policy documents.



If you are aged under 55 you may be able to find a cheaper policy or you may find that an ANNUAL POLICY is a better option for you.  Do shop around. Have a look at Columbus Direct as a starting point.

For a Columbus Direct quote, call 0845 888 8893 or CLICK HERE   

If you have pre-existing medical conditions

we suggest contacting a specialist insurer such as Saga or Good to Go.

For a quote from Saga, call 0800 015 0757 or CLICK HERE

For a quote from Good To Go, call 0844 334 0160 or CLICK HERE